In recent weeks, Oregonians have been getting letters in the mail from the state letting them know their homes are at high or extreme risk for wildfire, based on a new wildfire risk map.
The Oregon Department of Forestry hosted a virtual forum attended by over 900 residents on Wednesday night to answer questions.
Some residents were frustrated and claimed their insurance rates are already going up because of the new map.
Homeowner Brandon Larsen said he鈥檚 expecting changes to insurance coming very soon.
鈥淚鈥檝e spoken with my insurance provider and they have said that they鈥檙e currently assessing the bill and that they are most likely not going to extend any new policies to people in the area and that future rates are also going to be increased," Larsen said.
Another speaker said his insurance has already doubled as a result, with his provider pointing to the risk map specifically.
Brian Fordham from the Oregon Division of Financial Regulation said insurance companies have been studying wildfire risk for decades, and the only change is this data is now available to the public for the first time.
State Senator Jeff Golden, D-Ashland, said regardless of the map, changes to insurance are likely coming.
鈥淭he home insurance issue is a real deal," Golden said. "It鈥檚 a real deal everywhere that recurring climate disasters are generating billions and billions of dollars of property damage and insurance payouts.鈥�
Some of Wednesday's speakers wanted to see Oregon enact more protections for homeowners, blocking insurance companies from dropping coverage or raising rates.
California in 2018 that prevents insurers from canceling policies for one year after a wildfire.
ODF staff also urged residents who feel their property is classified incorrectly to for a change. Appeals need to be filed before September 21, 2022, and can be to request a higher or lower risk classification.
Appeals will also be accepted anytime the map is updated. The map should be updated within 12 months after a new is issued.
ODF will hold three additional community meetings next month, and officials say they're hoping to schedule more in-person meetings in the future:
- Aug. 2, La Grande鈥擡astern Oregon University, One University Blvd.
- Aug. 3, The Dalles鈥擟olumbia Gorge Discovery Center, 5000 Discovery Dr.
- Aug. 10, Redmond鈥擠eschutes County Fairgrounds, 3800 SW Airport Way
All three meetings will be from 7-8pm.
